We specialize in the needs of employers with 10-500 employees.
Business owners trade the cap of CEO, CFO, janitor, marketing director, and others when they start out, but then normally when they grow they rapidly change. As such, many start with 5 employees and turn in to 500 employees years later. We have loads of clients that started out years ago as tiny clients, who are now some of our largest. So fast growth, or acquiring other businesses to grow; these are some of the things with which we have years of experience.
The word broker is looked upon unfavorably in many businesses including health insurance.
We love to talk about what we have passion for and that is being a great, client-focused broker/consultant. We are normally functioning more like a consultant giving many services and forms of advice, but get compensated through brokerage commissions. When we compare what we earn (many times 50% LESS than your broker is charging now) and our services to an employer’s incumbent broker it is rare to be matched. We love an opportunity to talk about what we earn, how we earn it and how we are helping employer’s drive down costs. Other brokers and insurance companies seem to pad their profits.
Most clients have 3 big issues when looking for health plans:
Affordability – many business owners can’t find the funds or figure out a way to subsidize the cost of a good plan.
Network – the size and depth of an insurance carriers network can be a non-starter if they do not match up. In addition a normal 250 employee client has so many employees and their dependents to answer to, the job of moving from one insurance plan to another must be fully investigated to insure a huge disruption does not occur.
Administrative burden – moving insurance plans, switching insurance plans, changing contributions….all of these things can be burdensome to CFOs and their HR Staff, but we do all of the work. Just like mentioned above, we go way above and beyond and do more than your broker, just try us.
Service issues – when an employer has pain, they are looking for it to go way and start shopping for a better vendor.. Service issues create pain at an employer and Health Insurance Geeks are like a pain killer.
Why is the HealthInsuranceGeeks Experience so Good?
We live and die by the experience of our customers, and get many referrals from our current clients because of their experience. We are not driven by shareholders, or ridiculous profit models like many of our competitors. In addition, we built this company years ago knowing Reform and Change were under way in this industry. As a result, we have a lean and mean model where we do far more with far less compensation.
As per our mission, we never lose our focus of how we have been so successful in this business, and that is staying focused on the customer and proactive with all measures.
Do the Geeks at Health Insurance Geeks understand the Affordable Care Act, i.e. Obamacare/Health Reform?
You better believe the Geeks understand Health Reform!! As a matter of fact we have been developing innovative products to fit the “new post-2014″ world for several years already. These products encompass consumer-directed health plans, wellness initiatives, chronic disease management programs, and smart financial tools for employers to implement as employer-sponsored employee benefits change in the coming years.
